Swikly is a solution to secure your customers' commitments, while insurance is a system of compensation after a claim.
In practical terms:
Insurance covers certain damages under strict conditions, often involving deductibles, exclusions, and administrative procedures.
Swikly, on the other hand, allows you to secure a predefined amount (deposit, down payment, or payment) in case of incident or non-payment.
Swikly acts upstream, to prevent unpaid bills, cancellations or damage, and helps you respond quickly and efficiently.
It is a complementary solution to insurance, designed to simplify the day-to-day management of your bookings, properties, or services.