Swikly offers the best alternative to secure an amount online without debit. When your client accept a swik, we check :

  • If the card is valid, not stolen or lost
  • The identity of the card holder through a 3DS code sent by his bank
  • If the client is creditworthly


As part of our means commitment, our reclaim service includes :

  • Debit of the desired amount
  • In case of bank repudiation, we manage the dispute with the customer’s bank
  • In case of persisting failure on the registered bank card, we manage for you an amicable recovery


Depending on your volume of business and your sector of activity, we propose a Premium offer with the possibility to benefit from a payment guarantee and protection against bank repudiation. Here are the details of our rates.