Swikly is the ideal solution to secure an amount online, with no immediate charge and no friction for your clients. When a swik is validated, we automatically carry out:

  • A card check (excluding stolen, lost or high-risk cards)

  • Identity verification via 3D Secure code

  • A solvency check of the card


As part of our standard service, when you request a debit, we handle:

  • Charging the card within the authorized amount

  • Managing any dispute with the bank in case of chargeback

  • Initiating an amicable recovery if the card is inactive or funds are unavailable


✅ These actions are included in our standard offer, with no commitment.


Need a guaranteed payout?


We also offer a Premium plan (subject to conditions) that allows you to be reimbursed even if the debit fails (e.g. insolvent client, chargeback, etc.).


This guarantee is available depending on your business volume and sector. Book a call with our team to check your eligibility.